Accumulative Balance
Accumulative Balance
A mandatory system wallet where 20% of a user’s marketing rewards are stored,
usable only for NFT repurchases or upgrades. 120-day decay: 70% directed to
the DA Liquidity Pool for minting new DA, 30% transfers to upline sponsor
(cascades up if sponsor has zero Income Limit).
Auto-sell
Auto-sell
Automatic forced sale of DA if the user does not sell manually. The user receives
70% of value in USDT (5% less than manual sale). 100% of auto-sold tokens are
permanently burned; the remaining 30% stays as backing in the pool — this drives the price growth. DA is 100%
available from day one — auto-sell triggers progressively from the remaining
balance: Period 1 — 25% after 4 months, Period 2 — 40% of remaining after
3 months, Period 3 — 50% of remaining after 3 months, Period 4 — 100% of
remaining after 2 months. Total cycle: 12 months.
Autobuy (3/3)
Autobuy (3/3)
Smart contract feature that automatically repurchases an NFT up to 3
additional times after the original manual purchase when its Income Limit
reaches zero, preventing lost marketing rewards. The 3/3 counter tracks
only automatic renewals — the initial purchase is separate — so the same
NFT level can be active a maximum of 4 times total (1 manual + 3 auto).
Requires sufficient USDT on Regular or Accumulative Balance (both can be
combined). Counter resets to 0/3 on NFT upgrade. Not available for Elite
(L9–L10).
Business Sale
Business Sale
Transfer of an entire business structure (partner tree) to another user
through a DAO vote. Commission: 500 USDT (regulated by DAO).
CeFi (Centralized Finance)
CeFi (Centralized Finance)
Traditional financial services and products integrated into the ecosystem
alongside DeFi components.
Compression
Compression
Smart contract algorithm that skips users whose Income Limit is zero or
who lack the required NFT level, passing the reward upward to the next
eligible user. Enables “infinite depth” earning.
Cross-Chain Bridge
Cross-Chain Bridge
Built-in bridge allowing users to fund their accounts from any supported
blockchain network. Deposits are processed on-chain via the SERVICE_ROLE.
DA (Deflationary Asset)
DA (Deflationary Asset)
The ecosystem’s core economic token. Hard-capped at 21M, 100% backed by
a USDT liquidity pool. Price = Liquidity ÷ Supply. 100% of sold tokens are
permanently burned on every sale. The remaining 25% (manual) / 30% (auto) stays
as backing in the pool, directly driving price growth.
Deflationary Cycle
Deflationary Cycle
A system-wide event triggered twice per year, lasting up to 30 days. During this
period, NFTM mining, staking, and DA generation are temporarily paused. Automatic
and voluntary DA sale mechanisms activate, with daily token burns reducing market
supply and intensifying scarcity to strengthen the asset’s value.
DeFi (Decentralized Finance)
DeFi (Decentralized Finance)
Financial services built on blockchain technology without intermediaries.
One of the three pillars of the RWANFTFI ecosystem (RWA + DeFi + CeFi).
FinPro (Financial Products)
FinPro (Financial Products)
A suite of financial products and services accessible through the platform.
Launching Q3 2026.
Frozen Balance
Frozen Balance
When a marketing reward exceeds the user’s current NFT Income Limit, the excess is
placed into a Frozen Balance with a 72-hour countdown. The user must upgrade their NFT
within 72 hours to unlock the funds — upon upgrading, frozen funds are released using
the standard split (75% Regular Balance, 20% Accumulative Balance, 5% DA Liquidity Pool)
and reduce the new NFT’s Income Limit. If the user does not upgrade in time, frozen
funds are forfeited — 70% goes to the DA Liquidity Pool for DA generation, 30% to the
upline sponsor (cascades up if sponsor has zero Income Limit). If Autobuy is enabled, it fires first (refreshing the
limit via rebuy); any remaining excess is still frozen with the same 72-hour timer.
Gift NFT
Gift NFT
Non-sellable promotional NFT that places a user permanently in the binary tree.
Cannot be purchased — awarded through promotions or Career Rank achievements.
Income Limit
Income Limit
Maximum USDT rewards a specific NFT can generate before renewal is required.
When limit reaches zero, all rewards are skipped (compression activates).
Lending Default
Lending Default
If a borrower fails to repay their loan within the 30-day cutoff period, the
collateralized DA enters the auto-sell cycle. Tokens are progressively burned
through the standard 4-period schedule (25% → 40% → 50% → 100% of remaining
balance over 12 months). The user does not receive proceeds from default
auto-sells. This mechanism protects system liquidity, reduces risk, and
enforces financial discipline.
Lost Income
Lost Income
Notification that a user missed a marketing reward due to insufficient NFT level
or exhausted income limit. Funds pass to the next qualified participant upline.
Matching Bonus
Matching Bonus
Secondary reward system — 5% + 5% + 5% paid on income generated by direct
partners across three levels. Unlocked at L4 NFT + personal sales milestones
(1,000 and 3,000 USDT).
NFTM
NFTM
Internal mining counter (not a token) generated during the 40–45 day Mining phase.
Must be staked within 72 hours to begin Farming DA. Has no market value.
Rebuy
Rebuy
Repurchasing an NFT of the same level to refresh the income limit.
Available when remaining limit is 30% or less of initial value.
RWA (Real World Assets)
RWA (Real World Assets)
Physical assets (real estate, infrastructure, businesses) tokenized on blockchain.
Represents the long-term strategic direction — launching 2027–2028.
Spillover
Spillover
Automatic placement of an upline sponsor’s invites into your binary tree. You earn
Tree Distribution rewards from spillover partners based on their position in your
structure (Level 2+), but you do NOT earn Sponsor Bonus — that goes to their actual
inviter. The primary value is passive growth of your tree and rewards from deeper levels.
VERA AI
VERA AI
AI-powered personal financial assistant planned for 2027–2028.
Designed to help users navigate the ecosystem’s financial tools.
Voucher (Gift Voucher)
Voucher (Gift Voucher)
User-generated digital coupon — minimum 5 USDT, 365-day validity.
Covers up to 100% of NFT purchase. Transferable at 0% commission.
Cannot combine with Accumulative Balance. If a Voucher remains unused for its
full 365-day lifetime, 100% of its value is directed to the DA Liquidity Pool.

